Even if you are not involved in a traffic accident, damage to your property can still happen. If you park at the side of the road, for example, another vehicle can ‘clip’ your car, causing damage – and the chances are they won’t bother leaving any of their insurance details despite it being their fault. If there is an accident outside your home and you live on a busy road, damage to your fence or external property may be sustained and depending on your cover, this may not be covered by your insurance.
There is no point in losing your temper, although sometimes this is easier said than done. Getting angry solves nothing and you will incur no sympathy from anyone if you’re spouting abuse. Instead, keep calm and investigate the best course of action to ensure that you are paid your dues to help repair any damages that might have occurred.
There are many websites out there that will talk you through the stages of making a compensation claim for your damages, but if you do decide to go down that road, ensure you speak to a professional lawyer or solicitor. The law is complex and it’s best to get the full picture before you make a decision.
If you have all the facts and have made up your mind, many solicitors and lawyers will work on a no win, no fee basis for car accident claims so if you have incurred damages that your insurer will not cover, this may be a good way to get recompense. Do check everything thoroughly and ensure you listen to the advice of the legal professional; the last thing you want is to be out of pocket for a claim that you have no chance of winning.